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We respect your privacy
and value the trust you place in us
when you share your personal information
with us. The way we may use your personal
information is discussed in our official
privacy notice. Having said that,
we know you might have some additional
questions about privacy on the Web.
First, we'll talk
about privacy as it relates to using
this website. Then, we'll cover the
broader privacy issues concerning
a fund investor's relationship with
our company as a whole. If you want
to skip the Web-related privacy issues,
you can jump ahead and read our official
Fund Privacy Notice.
Web-Related Privacy
Issues
How we use information
provided on the Web
Your
email address. We collect your
email address when you register for
account access. If we need to contact
you about transactions or account
activity on the site, your email address
lets us do that quickly. If you sign
up for electronic delivery of documents,
we'll need your email address for
that, too.
Even if you're not
registered for account access, we
may need to ask for your email address.
For instance, if you ask for a referral
to a financial advisor or subscribe
to our email newsletter, we'll need
your email address to respond to your
requests.
We won't send emails
you haven't asked for unless there's
a good reason.
Survey
information. Occasionally we
may ask you to participate in a brief
survey to help us make smart choices
as we look for ways to improve the
site. If you choose to participate,
information you provide won't be identified
with you personally.
Personal
data entered in calculators.
When you use calculators and planning
tools on the site, you may need to
enter information such as your age
or even certain dollar amounts like
how much you save each month.
We don't collect
or store this kind of information.
It's only used to perform the calculation
you're asking for.
Our Fund Privacy Notice
Your Privacy
Is Our Priority
Franklin Templeton
Investments is committed to safeguarding
information provided to us by individual
investors of our Funds. This notice
is designed to provide you with a
summary of the non-public personal
information we may collect and maintain
about current or former investors;
our policy regarding the use of that
information; and the measures we take
to safeguard the information. The
Franklin, Templeton and Mutual Series
Funds, and Franklin Templeton Bank
& Trust ("FTB&T"), trustee for retirement
plans, (together referred to as "we,"
"our," and "us" throughout this notice)
do not sell non-public personal information
to anyone and only share it as described
in this notice.
Information We Collect
When you invest in
our Franklin, Templeton and Mutual
Series Funds or establish a retirement
plan with FTB&T as trustee, you provide
us with your non-public personal information.
We collect and use this information
to service your accounts and respond
to your requests. The non-public personal
information we collect falls into
the following categories:
- Information we receive from you
on applications or other forms,
whether we receive the form in writing
or electronically. For example,
this information includes your name,
address, tax identification number,
birth date, investment selection,
beneficiary information, and possibly
your personal bank account information
and/or email address if you are
signing up for certain account options.
- Information about your transactions
and account history with us, or
with other companies that are part
of Franklin Templeton Investments,
including transactions you request
on our website. This category also
includes your communications to
us concerning your investments.
- Other general information that
we may obtain about you such as
demographic information.
Disclosure Policy
To better service
your accounts and provide you with
more choices, we may share non-public
personal information with other Franklin
Templeton Investments' companies such
as investment advisors, the distributor
of our funds, and financial service
providers offering banking, trust,
and custodial products and services.
We will only share
non-public personal information with
outside parties in the limited circumstances
permitted by law. For example, this
includes situations where we need
to share information with companies
who work on our behalf to service
or maintain your account or process
transactions you've requested, when
the disclosure is to a party representing
you, or when required by law (for
example, in response to legal process).
Additionally, we will ensure that
any outside companies assisting us
in marketing our products and services,
or with whom we have joint marketing
agreements, are under contractual
obligations to protect the confidentiality
of your information, and to use it
only to provide the services we've
asked them to perform.
Confidentiality and
Security
Our employees are required
to follow procedures with respect
to maintaining the confidentiality
of our investors' non-public personal
information. Additionally, we maintain
physical, electronic, and procedural
safeguards to protect the information.
This includes performing ongoing evaluations
of our systems containing investor
information and making changes when
appropriate.
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