Seeks high income by investing in global fixed income sectors, including corporate bonds, securitised assets and emerging market debt.
Why invest for income?
Different sources of income can play different roles within a portfolio, helping investors pursue income, long-term growth and greater resilience as market conditions change.
Broaden your opportunity set
Look beyond a single asset class by accessing diverse sources of income across bonds, dividend-paying equities, infrastructure and multi-asset strategies.
Preserve purchasing power
Seek income alongside the opportunities for capital growth, helping your wealth keep pace with inflation over the long term.
Build portfolio resilience
Different assets may respond differently as economic growth, inflation, interest rates and market sentiment evolve.
Explore different ways to invest for income
From fixed income and multi-asset funds to equities, different investment approaches can provide stability, flexibility and growth opportunities while helping investors generate income in changing market environments.
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Why Franklin Templeton?
A global investment partner trusted by millions of investors for generations.
We have been named the Mutual Funds Provider of the Year at the Benchmark Fund of the Year Awards 20252.
Experience across market cycles
Founded in 1947, we have helped investors navigate changing market cycles with the discipline, perspective and conviction that only decades of experience can bring.
Global reach, local insight
With US$1.80 trillion in assets under management3 and 1,500+ investment professionals, our scale and on-the-ground expertise help us uncover opportunities across markets and asset classes.
One trusted investment partner
Serving clients in 150 countries with offices in 35+ countries, we build enduring partnerships by helping investors meet a range of investment objectives.
Explore perspectives on income
Different strategies. One stronger portfolio.
Connect with your banker or financial adviser to learn more about our income solutions.
Related insights
The right insight can make all the difference. Discover ideas that may give you an investment advantage.
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Franklin Templeton Fixed Income
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FAQs
Not at all. Income can be generated from a wide range of asset classes, including investment-grade bonds, high-yield bonds, dividend-paying equities, infrastructure and multi-asset portfolios. Each source has distinct characteristics and may respond differently to changes in interest rates, inflation and economic growth. A well-diversified income portfolio often combines several sources rather than relying on a single asset class.
Cash and fixed deposits can provide stability and attractive yields during periods of higher interest rates. However, these rates may decline over time and typically offer limited potential for capital appreciation. Income investments can provide regular income for potential capital appreciation, although they are subject to market risk.
Different income-producing assets perform differently as market conditions evolve. Bonds, dividend-paying equities, infrastructure and emerging market assets each respond to different economic drivers, such as interest rates, inflation and corporate earnings. Diversifying across multiple income sources may help improve portfolio resilience and reduce reliance on any single source of return.
Different income-producing assets are influenced by different economic drivers. Bond markets are typically more sensitive to interest rates, inflation and credit conditions, while dividend-paying equities are driven by corporate earnings and economic growth. Infrastructure assets may benefit from long-term contracts or regulated cash flows. Combining multiple sources of income may help improve portfolio resilience across different market environments.
Rather than relying on a single source of income, many investors diversify across asset classes, sectors and regions. Combining strategies such as global bonds, dividend equities, infrastructure and emerging markets can help reduce concentration risk, broaden sources of return and improve the resilience of an income portfolio through different market cycles.
No single income strategy is designed to perform best in every market environment. Some funds focus on capital preservation, while others seek higher income, greater growth potential or exposure to specific regions or sectors. Combining complementary income strategies may help investors access a broader opportunity set while achieving a more balanced portfolio.
Not necessarily. A higher yield may reflect greater investment risk, such as lower credit quality, increased market volatility or less predictable cash flows. Rather than focusing solely on headline yield, investors should also consider the sustainability of income, the quality of the underlying investments and the strategy's overall risk profile.
Distribution frequency varies by fund and share class. Some income funds distribute monthly, quarterly or semi-annually, while others reinvest income to support long-term capital growth. Investors should refer to the relevant fund documentation to understand the distribution policy and whether distributions are paid from income, capital, or a combination of both.
Footnotes
- Benchmark, awarded in May 2026 to the company Franklin Templeton. Based on fund performance for the period between October 2024 to September 2025. Franklin Templeton paid entry fee for the award.
- Benchmark, awarded in July 2026 to Franklin Templeton. The award was determined by Benchmark based on a weighted qualitative and quantitative assessment, including investment approach, performance and risk, portfolio management, stewardship, corporate quality, governance, sustainability achievements and other firm-level factors. Assessment period: October 2024 to September 2025. Franklin Templeton paid an entry fee to participate in the awards.
- Source: Franklin Templeton, as of 31 March 2026.
Important Legal Information
This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
Franklin Diversified Income Fund, Franklin Income Fund, Franklin Global Income and Growth Opportunities Fund and Templeton Emerging Markets Dynamic Income Fund are sub-funds of Franklin Templeton Investment Funds ("FTIF"), a Luxembourg registered SICAV. The Funds meet the requirements under Article 6 of the EU Sustainable Finance Disclosure Regulation (SFDR); the funds do not promote environmental and/or social characteristics or have a sustainable investment objective under EU regulations.
Franklin Shariah Global Multi-Asset Income Fund is a sub-fund of Franklin Templeton Shariah Funds (“FTSF”), a Luxembourg registered SICAV. This fund meets the requirements under Article 6 of the EU Sustainable Finance Disclosure Regulation (SFDR); the fund does not promote environmental and/or social characteristics or have a sustainable investment objective under EU regulations.
FTGF ClearBridge Global Infrastructure Income Fund is a sub-fund of Franklin Templeton Global Funds plc (“FTGF”), an open-ended umbrella investment company constituted in Ireland. The Fund meets the requirements under Article 8 of the EU Sustainable Finance Disclosure Regulation (SFDR); the fund has binding commitments in its investment policy to promote environmental and/or social characteristics and any companies in which it invests should follow good governance practices.
FTGF ClearBridge Global Infrastructure Income Fund may invest in certain types of derivatives for efficient portfolio management purposes and/or investment purposes.
Please refer to the prospectus for more information. This webpage is for information only and does not constitute investment advice or a recommendation and was prepared without regard to the specific objectives, financial situation or needs of any particular person who may receive it. This webpage may not be reproduced, distributed or published without prior written permission from Franklin Templeton.
This material is intended to be of general interest only and should not be construed as investment advice. It and does not constitute legal or tax advice and it is not an offer for shares or invitation to apply for shares of the Funds above. For the avoidance of doubt, if you make a decision to invest, you will be buying shares in the fund and will not be investing directly in the underlying assets of the fund(s),
Franklin Templeton (“FT”) provides no guarantee or assurance that the Fund’s investment objective will be attained. The value of shares in the Fund(s) and income received from it can go down as well as up, and investors may not get back the full amount invested. Past performance is not necessarily indicative nor a guarantee of future performance of the Fund(s). Currency fluctuations may cause the value of the Fund(s)' investments to diminish or increase.
FT shall not be liable to any user of this document or to any other person or entity for the inaccuracy of information or any errors or omissions in its contents, regardless of the cause of such inaccuracy, error or omission. Any opinions expressed are the author's at publication date and they are subject to change without prior notice. Any research and analysis contained in this material has been procured by FT for its own purposes and is provided to you only incidentally. Data from third party sources may have been used in the preparation of this document and FT has not independently verified, validated or audited such data.
No shares of the Fund(s) may be directly or indirectly offered or sold to residents of the United States of America. Shares of the Fund(s) may not be available for public distribution in all jurisdictions and prospective investors, who are not financial professionals, should consult their financial advisor before deciding to invest.
Past performance is not necessarily indicative nor a guarantee of future performance of the Fund. Subscriptions may only be made on the basis of the most recent Prospectus and Product Highlights Sheet which is available at Templeton Asset Management Ltd or authorised distributors of the Fund. Potential investors should read the details of the Prospectus and Product Highlights Sheet before deciding to subscribe for or purchase the Fund. This shall not be construed as the making of any offer or invitation to anyone in any jurisdiction in which such offer is not authorised or in which the person making such offer is not qualified to do so or to anyone to whom it is unlawful to make such an offer. In particular, the FTIF Funds and FTSF Funds are not available to U.S. Persons and Canadian residents and the FTGF Funds are not available to U.S. citizens, residents or greencard holders.
Investors may wish to seek advice from a financial adviser before making a commitment to invest in shares of the Fund. In the event an investor chooses not to seek advice from a financial adviser, he/she should consider whether the Fund is suitable for him/her.
In addition, a summary of investor rights is available from summary-of-investor-rights.pdf (franklintempleton.sg). The summary is available in English.
FTIF Funds are notified for marketing in multiple EU Member States under the UCITS Directive. FTIF can terminate such notifications for any share class and/or sub-fund at any time by using the process contained in Article 93a of the UCITS Directive.
FTGF Funds are notified for marketing in multiple EU Member States under the UCITS Directive. FTGF can terminate such notifications for any share class and/or sub-fund at any time by using the process contained in Article 93a of the UCITS Directive.
FTSF Funds are notified for marketing in multiple EU Member States under the UCITS Directive. FTSF Funds can terminate such notifications for any share class and/or sub-fund at any time by using the process contained in Article 93a of the UCITS Directive.
For the avoidance of doubt, if you make a decision to invest, you will be buying units/shares in the Fund and will not be investing directly in the underlying assets of the Fund.
Issued by Templeton Asset Management Ltd, Registration Number (UEN) 199205211E.